Insurance is a personal decision that often has lasting impacts on our family. It’s not unusual for clients to tell us they’ve made mistakes buying insurance, whether it’s because of a persuasive agent or because of an unexpected event that forced them into a decision they wouldn’t have otherwise made.
Like any other important personal or family decision, insurance is one that should be well planned and continuously evaluated as needs change.
Redbird Advisors provides a full range of insurance solutions for life, health and retirement and our agents understand how to help clients make good decisions so they are protected in each of these areas.
Everyone knows something about life insurance. What you may not know is just how many options there are, from the most basic Term Insurance to the many interesting options of Permanent Insurance.
Term Insurance is designed to protect your family over a specific period of time in the event of your death. It could be to pay college expenses or a mortgage. It’s typically the cheapest form of life insurance and coverages can extend for terms up to 20 years or more.
Permanent insurance, or Whole Life as many call it, builds tax-deferred cash value over the life of the policy that you can use while you’re alive or you can leave as a lasting legacy for your family. Here are a few of the many Life Insurance services we offer:
- Final Expense
- Key Man / Buy-Sell
- Life Settlements
- Tax-Free Retirement
- Tax-Free College Funding
Changes to healthcare have individuals and businesses trying to balance increases in their premiums, deductibles and out-of-pocket expenses with no increases in income or revenue. This creates the need to work with experts who can help them navigate the various options in the healthcare industry.
Redbird represents many outstanding carriers who provide major medical as well as supplemental coverage. Our team will act as your navigator to ensure you are making the right decisions. Here are a few of the many Health Insurance services we offer:
- Medicare Supplements
- Medicare Advantage
- Individual Health
- Group Health
- Critical Illness
- Heart Attack and Stroke
- Long- and Short-Term Care
Saving for retirement is tricky. At what point do you change from trying to make money to trying to preserve money? There’s no perfect answer because everyone’s situation is different.
What we do know is that everyone needs to save for retirement. Redbird provides a defensive approach to retirement savings. Our defensive strategy is built through low risk products to help clients plan for income during retirement. This can be achieved through cash value life insurance, fixed annuities or a combination of both. The combination of level growth and principal protection is vital to achieving your retirement goals and our brokers can show you how to include these in your plans. Here are a few of the many Retirement services we offer:
- Tax-Free Retirement
- Wealth and Income Planning
- Wealth Transfer and Preservation
- AIM (Analyze, Improve and Maximize insurance review)
- Pension Maximization
- Qualified Rollovers